Due to the spread of Coronavirus (COVID-19), we will be following the
guidelines from the CDC to implement social distancing in order to
protect the well-being of our customers and employees. Effective,
Monday, March 23, 2020, we will be operating through DRIVE THRU ONLY
at 331 Cleveland Street, Ripley and 305 S. Church Street, Halls.
Please call for an appointment for loans, new accounts and safe deposit
access by calling 635-0500 or 836-5000.
As always, our ATMs, night deposits and TeleBank, 836-5001, are available 24/7.
If you haven't signed up for Online Banking and CardValet, please consider doing so.
Make easy transfers between accounts online or on the telephone anytime day or night. Faxed statements also become instantly available at your fingertips. All Internet Banking customers are also encouraged to take advantage of our Mobile Banking feature.
The Lauderdale County Bank invites you to join one of our new customer service programs. We offer a wide variety of accounts
One of which will be perfect for your banking needs. Explore our offered services below.
We take pride in being a part of our local community. We show our support by being involved in local activities and providing services tailored to meet your, your family's and your business' needs.
We offer 24-hour banking convenience through our Telephone Banking. You can make easy transfers between accounts on the telephone anytime day or night. Faxed statements also become instantly available at your fingertips.
Lauderdale County Bank is a proud member of the Money Pass Network, use this link to find a surcharge free ATM wherever you are, including at many WalMart locations. There is even a mobile app for that!
If you notice that your debit card is missing, please call 1-800-472-3272 immediately. Then, come by the bank on the next business day to confirm hot card status and order a new card. If you have any questions please call us.
After the events of September 11, 2001, our nation passed a law to try and protect the people of our country from terrorist activities. Because of this, the procedures for opening a new account at our financial institution have changed.
Click here to read more about our Customer Identification Program and for tips on how to guard against identity theft.
We are all about access. We now offer 24-hour banking convenience through our Telephone Banking and Internet Banking. You can now make easy transfers between accounts online or on the telephone anytime day or night. Faxed statements also become instantly available at your fingertips. All Internet Banking customers are also encouraged to take advantage of our Mobile Banking feature. Contact us today for more information!
If you would like to have your event posted on our Community Calendar, feel free to contact us.
Please be advised that if potential fraud is noticed with your debit card, you may be contacted by Fraud Detection Services. It is important that you answer the call to verify any possible fraud with your card. You may want to save the following numbers to your contacts in your phone so that you will be able to identify FDS when they call:
Cybercrime is growing rapidly and we want our customers to be aware and know how to protect themselves.
Remember to always keep your phones, tablets, and computers up- to- date with the latest windows and security updates available. It is also recommended to have current antivirus software installed on your computer. We also encourage you to use strong, complex passwords for your financial accounts. Also, be very cautious of emails (especially those with attachments) coming from someone you do not know. For more information and education on this subject, visit www.stcguide.com.
DEBIT CARD USE
We strongly discourage the use of debit cards for online purchases. If you are not present to swipe your card, don't use it.
By using your card to make online purchases you are greatly increasing your chances of being a fraud victim.
Debit card fraud is becoming more and more frequent and can happen to you. If you receive a call, letter, or email requesting your card number, pin or security code, remember:
By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000.00 for each ownership catagory.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposits that may earn interest, NOW accounts, money- market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”)
For more information about temporary FDIC insurance coverage of transaction accounts and for more information on how to contact FDIC, visit www.fdic.gov.
FDIC now has available an (EDIE) Electronic Deposit Insurance Estimator online. EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows you to print the report for your records. Click here to access FDIC's Electronic Deposit Insurance Estimator.