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Customer Identification Program
Click here to read more about our Customer Identification Program and for tips on how to guard against identity theft.
Check out the new features on our internet banking site. You can access financial calculators to help you figure up your new mortgage payment, how much a loan really costs, or how much you need to save up in order to retire. Just click on internet banking, then click on online services to use these financial calcluators to help in your financial planning.
Lauderdale County Bank is a proud member of the Money Pass Network, use this link to find a surcharge free ATM wherever you are, including at many WalMart locations. There is even a mobile app for that! www.moneypass.com/atm-locator.aspx.
Lost or Stolen Debit Card?
If you notice that your debit card is missing, please call 1-800-472-3272 immediately. Then, come by the bank on the next business day to confirm hot card status and order a new card.
Debit Card Use!!
The Lauderdale County Bank strongly discourages the use of debit cards for online purchases. If you are not present to swipe your card, don't use it. By using your card to make online purchases you are greatly increasing your chances of being a fraud victim. Debit card fraud is becoming more and more frequent and can happen to you. If ever you should receive a call or letter requesting your card number, pin or security code NEVER give out that information. It is most likely a scam. Lauderdale County Bank nor any of its associates would ever request such information from you.
Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts
By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000.00 for each ownership catagory.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposits that may earn interest, NOW accounts, money- market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”)
For more information about temporary FDIC insurance coverage of transaction accounts and for more information on how to contact FDIC, visit www.fdic.gov.
FDIC now has available an (EDIE) Electronic Deposit Insurance Estimator online. EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows you to print the report for your records. Click here to access FDIC's Electronic Deposit Insurance Estimator.