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The Lauderdale
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Fraud Detection Services

Please be advised that if potential fraud is noticed with your debit card, you may be contacted by Fraud Detection Services. It is important that you answer the call to verify any possible fraud with your card. You may want to save the following numbers to your contacts in your phone so that you will be able to identify the caller: 877-253-8964 or 800-262-2024

Customer Identification Program

After the events of September 11, 2001, our nation passed a law to try and protect the people of our country from terrorist activities. Because of this, the procedures for opening a new account at our financial institution have changed.

Click here to read more about our Customer Identification Program and for tips on how to guard against identity theft.


We are all about access. We now offer 24-hour banking convenience through our Telephone Banking and Internet Banking. You can now make easy transfers between accounts online or on the telephone anytime day or night. Faxed statements also become instantly available at your fingertips. All Internet Banking customers are also encouraged to take advantage of our Mobile Banking feature. Contact us today for more information!

Check out the new features on our internet banking site. You can access financial calculators to help you figure up your new mortgage payment, how much a loan really costs, or how much you need to save up in order to retire. Just click on internet banking, then click on online services to use these financial calcluators to help in your financial planning.


ATM Locator

Lauderdale County Bank is a proud member of the Money Pass Network, use this link to find a surcharge free ATM wherever you are, including at many WalMart locations. There is even a mobile app for that!

Lost or Stolen Debit Card?

Call 1-800-472-3272

If you notice that your debit card is missing, please call 1-800-472-3272 immediately. Then, come by the bank on the next business day to confirm hot card status and order a new card.

Debit Card Use!!

The Lauderdale County Bank strongly discourages the use of debit cards for online purchases. If you are not present to swipe your card, don't use it. By using your card to make online purchases you are greatly increasing your chances of being a fraud victim. Debit card fraud is becoming more and more frequent and can happen to you. If ever you should receive a call or letter requesting your card number, pin or security code NEVER give out that information. It is most likely a scam. Lauderdale County Bank nor any of its associates would ever request such information from you.

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000.00 for each ownership catagory.

The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposits that may earn interest, NOW accounts, money- market deposit accounts, and Interest on Lawyers Trust Accounts (“IOLTAs”)

For more information about temporary FDIC insurance coverage of transaction accounts and for more information on how to contact FDIC, visit

FDIC now has available an (EDIE) Electronic Deposit Insurance Estimator online. EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows you to print the report for your records. Click here to access FDIC's Electronic Deposit Insurance Estimator.

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