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PRIVACY POLICY

What does Lauderdale County Bank do with your personal information?

Why?

Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  •     Social Security number and income
  •     account balances and payment history
  •     credit history and credit score 

When you are no longer Lauderdale County Bank's customer, we continue to share your information as described in this notice.

How?

All financial institutions need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Lauderdale County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Lauderdale County Bank share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes -
to offer our products and services to you
NO NO
For joint marketing with other financial companies NO NO
For our affiliates' everyday business purposes -
information about your transactions and experiences
NO NO
For our affiliates' everyday business purposes -
information about your creditworthiness
NO NO
For nonaffiliates to market to you - NO NO


Questions?

Call 731-836-5000 for more information.


Who is providing this notice?

Lauderdale County Bank


What we do

How does Lauderdale County Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does Lauderdale County Bank collect my personal information?

We collect your personal information, for example, when you

  •     open an account or deposit money
  •     pay your bills or apply for a loan
  •     use your credit or debit card 


We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can't I limit all sharing?

Federal law gives you the right to limit only


    sharing for affiliates' everyday business purposes - information about your creditworthiness

    affiliates from using your information to market to you

    sharing for nonaffiliates to market to you 


State laws and individual companies may give you additional rights to limit sharing.


Definitions

Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.

Lauderdale County Bank has no affiliates.


Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Lauderdale County Bank does not share with nonaffiliates.


Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Lauderdale County Bank does not market jointly with nonaffiliates. 

MAIN BRANCH
305 South Church
Halls, TN 38040
731-836-5000

RIPLEY BRANCH

331 Cleveland Street
Ripley, TN 38063
731-635-0500

24-HOUR BANKING
731-836-5001