The Lauderdale County Bank invites you
to join one of our new customer service programs -- we offer a wide variety
of accounts -- one of which will be perfect for your banking needs.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities,
Federal law requires all financial institutions to obtain, verify, and record information
that identifies each person who opens an account. What this means for you: When you
open an account, we will ask for your name, address, date of birth, and other information
that will allow us to identify you. We may also ask to see your driver's license or other
Freedom Account -- Club Benefits include:
- $100.00 to open
- $5.00 monthly service charge
- Free Internet Banking
- Images of checks/deposits via Internet Banking
- Initial order of printed checks free
- Bill Pay Service
- Free Stop Payments
- Monthly Statement with Images via U.S. Mail
- Free Copies
- Free Ready Reserve
- 25% discount on Lockbox rental (3x5)
-- no monthly service charge regardless of your balance and unlimited check
writing. Available to all individuals. $100.00 deposit to open.
Senior or Student Checking -- (tailored for our senior citizens and students)
no monthly service charge. $100.00 deposit to open.
Board of Education Account -- (tailored for persons employed by the Lauderdale
County Board of Education) no monthly service charge and free personalized
checks. $100.00 deposit to open.
Business Account -- (tailored for businesses) $100.00 deposit to open. A minimum
balance fee of $7.50 will be imposed every month if the daily balance falls below $500.00 any day
of the month.
Interest Bearing Checking
-- our top of the line account -- compare it to any check club anywhere
and you will agree, no other club account comes close.
- $100.00 to open. A $5.00 fee imposed every month if the daily balance falls below $500.00 on any day of the month.
- $8 club fee monthly
- Free Notary Service
- Free ready reserve transfers
- No Charge for Stop Payments
- 25% discount on lock box rentals
- Two boxes of checks per year free
- Unlimited Check writing
Super NOW Account
-- interest bearing account that offers unlimited check writing.$1,250.00 deposit to open. A $10.00 fee will be imposed every month
the daily balance falls below $1,250.00 on any day.
Money Market Investment Account -- interest bearing account with limited check writing. $2,500.00 deposit to open. A $10.00 fee will
be imposed every month the daily balance falls below $2,500.00 on any day. Six debits are allowed each month and a $5.00 fee
for each subsequent debit.
-- basic savings account that allows up to six withdrawals per quarter with
no penalty. A $1.00 fee will be imposed for each subsequent debit up to fourteen. A $5.00 fee will be imposed for each debit
over fourteen. $100.00 to open. Interest compounded quarterly and credited to your account. If you close your account before interest is credited, you will not
receive the accrued interest.
-- Requires at least a $10.00 deposit to open. A $5.00 fee for withdrawal prior to November 1. Subsequent withdrawal will result in
closure of the account. Interest compounded annually and will be credited to your account at the time of payment of principal. If you close your account
before interest is credited, you will not receive the accrued interest. Maximum opening deposit is $400.00 and maximum deposit per month thereafter is $400.00.
We love to help our friends buy the home of their dreams. Whether it's your first home
or a retirement home, come in to either of our offices and let our
loan officers help you
find the loan that's exactly right for YOU.
-- both 1st and 2nd mortgage loans are available.
Contact one of our Mortgage Loan Originators:
- Greg Crihfield 476529
- Russell Keith Davidson 478372
- Virginia S. Harris 472672
-- for auto or other purchases.
Certificates of Deposit
Call one of our branches for a complete listing of the CDs we offer and their rates.
ATM & Debit Cards
Our 24-hour teller allows deposits, withdrawals,
transfers, and inquiries on checking or savings accounts. You can also use
your ATM card at Point-of-Sale locations and your Debit card where Mastercard is accepted
for the ease of purchases without check writing.
- 305 South Church Street, Halls
- 331 Cleveland Street, Ripley
To report your debit card lost or stolen, please call 1-800-472-3272 immediately.
Please call one of our
customer service reps at
836-5000 or 635-0500 for more details on any of our services.
Online Banking |
Phone Banking |
Our Community |
Member FDIC |
Equal Housing Lender
© 2011 The Lauderdale County Bank.