The Lauderdale
County Bank

The Lauderdale County Bank invites you to join one of our new customer service programs -- we offer a wide variety of accounts -- one of which will be perfect for your banking needs.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Checking

Eagle Club -- our top of the line account -- compare it to any check club anywhere and you will agree, no other club account comes close.

• Interest accrues daily on your account -- the higher your balance the higher your APY
• Free Notary Service
• Free ready reserve transfers
• No Charge for Stop Payments
• 25% discount on lock box rentals
• Two boxes of checks per year free

Freedom Account -- Club Benefits include:

• Free Internet Banking
• Initial order of printed checks free
• Free Stop Payments
• Free Faxes
• Monthly Statement with Images via Mail
• Free Copies
• Free Ready Reserve
• 25% discount on Lockbox rental

Liberty Account -- no monthly service charge regardless of your balance and unlimited check writing. Available to all individuals.

Senior or Student Checking -- (tailored for our senior citizens and students) no monthly maintenance fee.

Board of Education Account -- (tailored for persons employed by the Lauderdale County Board of Education) no monthly maintenance fee and free personalized checks.

Super NOW Account -- interest bearing account that offers unlimited check writing.

Money Market Investment Account -- interest bearing account with limited check writing.

Savings

Regular Savings -- basic savings account that allows up to six withdrawals per quarter with no penalty. Interest rates are listed in our interest rate chart.

Christmas Club -- open season from November 1 of each year through December 31. Interest is credited to the account at maturity.

Loans

We love to help our friends buy the home of their dreams, or maybe just get the best long-term, fixed-rate mortgage for the home they already own. Whether it's your first home or a retirement home, come in to either of our offices and let our loan officers help you find the loan that's exactly right for YOU.

Home Loans -- both 1st and 2nd mortgage loans are available.

Consumer Loans -- for auto or other purchases.

Certificates of Deposit

Check our interest rate chart for a complete listing of the CDs we offer and their rates.

ATM & Debit Cards

Our 24-hour teller allows deposits, withdrawals, transfers, and inquiries on checking or savings accounts. You can also use your ATM card at Point-of-Sale locations and your Debit card where Mastercard is accepted for the ease of purchases without check writing.

• 305 South Church Street, Halls
• 331 Cleveland Street, Ripley

To report your debit card lost or stolen, please call 1-800-456-4307 immediately.

Please call one of our customer service reps at 836-5000 or 635-0500 for more details on any of our services.