What does Lauderdale County Bank
do with your personal information?
Why?
Financial institutions choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand
what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
- credit history and credit score
When you are no longer Lauderdale County Bank's customer, we continue to share your information as described in this notice.
How?
All financial institutions need to share customers' personal information to run their everyday business. In the section below, we list the reasons
financial companies can share their customers' personal information; the reasons Lauderdale County Bank chooses to share; and whether you can limit
this sharing.
| Reasons we can share your personal information |
Does Lauderdale County Bank share? |
Can you limit this sharing? |
For our everyday business purposes -
such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations, or
report to credit bureaus |
YES |
NO |
For our marketing purposes -
to offer our products and services to you |
NO |
NO |
| For joint marketing with other financial companies |
NO |
NO |
For our affiliates' everyday business purposes -
information about your transactions and experiences |
NO |
NO |
For our affiliates' everyday business purposes -
information about your creditworthiness |
NO |
NO |
| For nonaffiliates to market to you -
|
NO |
NO |
Questions?
Call 731-836-5000 for more information.
Who we are
Who is providing this notice?
Lauderdale County Bank
What we do
How does Lauderdale County Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures
include computer safeguards and secured files and buildings.
How does Lauderdale County Bank collect my personal information?
We collect your personal information, for example, when you
- open an account or deposit money
- pay your bills or apply for a loan
- use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes - information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates - Companies related by common ownership or control. They can be financial and nonfinancial companies.
Lauderdale County Bank has no affiliates.
Nonaffiliates - Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Lauderdale County Bank does not share with nonaffiliates.
Joint Marketing - A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Lauderdale County Bank does not market jointly with nonaffiliates.
Member FDIC |
Equal Housing Lender
